Disclaimer: This calculator provides estimates based on the inputs provided. Actual savings may vary depending on changes in interest rates, loan terms, fees, and other factors. The calculator assumes a $350 discharge fee and landgate fees of $420.6. The default rate is an estimate based on the lowest variable interest rates which may be available. We recommend contacting our brokers for loan guidance tailored to your specific situation. Calculator © Swell Finance WA 2025.